• Finance

    We can offer a range of competitive and flexible finance options for both new and used vehicle purchases - deciding how to finance your vehicle is an important decision and the brief video below will walk you through how Hire Purchase (HP) and Personal Contract Plan (PCP) works.



    In brief, Hire Purchase (HP) is one of the most popular ways of financing A vehicle. This is where you pay an initial deposit followed by monthly payments and when all the payments are made, the vehicle is yours. Another popular way to finance your vehicle is on a Personal Contract Plan (PCP) - meaning Smaller monthly payments, with a higher one-off final payment.  Spencer Flint Automotive Limited is authorised by the FCA with limited permission to conduct certain credit-related activity. We are a credit broker and can introduce you to a limited number of lenders who provide funding. We may receive a commission for introducing you to such lenders.